{"id":13622,"date":"2024-04-06T14:05:55","date_gmt":"2024-04-06T11:05:55","guid":{"rendered":"https:\/\/www.urfabugun.com\/?p=13622"},"modified":"2024-04-06T14:06:13","modified_gmt":"2024-04-06T11:06:13","slug":"merkez-bankasi-kredi-karti-faizlerini-arttirdi","status":"publish","type":"post","link":"https:\/\/www.urfabugun.com\/index.php\/2024\/04\/06\/merkez-bankasi-kredi-karti-faizlerini-arttirdi\/","title":{"rendered":"Merkez Bankas\u0131 Kredi Kart\u0131 Faizlerini Artt\u0131rd\u0131!"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><strong>Merkez Bankas\u0131 Resmi Gazete&#8217;de yay\u0131nlanan tebli\u011f ile kredi kartlar\u0131 i\u00e7in belirlenen tavan oranlarda de\u011fi\u015fikli\u011fe gitti. Karar sonras\u0131nda kredi kartlar\u0131 i\u00e7in 3.66 olarak belirlenen akdi faiz oran\u0131 4.25&#8217;e y\u00fckseltildi.<\/strong><\/p>\n\n\n\n<p>T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131&#8217;n\u0131n (TCMB), Kredi Kart\u0131 \u0130\u015flemlerinde Uygulanacak Azami Faiz Oranlar\u0131 Hakk\u0131nda Tebli\u011f&#8217;de de\u011fi\u015fik yap\u0131lmas\u0131na dair tebli\u011fi Resmi Gazete&#8217;nin yeni say\u0131s\u0131nda yay\u0131mland\u0131.<\/p>\n\n\n\n<p>Tebli\u011fdeki, &#8220;T\u00fcrk liras\u0131 cinsinden kredi kart\u0131 i\u015flemlerinde (nakit \u00e7ekim veya kullan\u0131m i\u015flemleri hari\u00e7) uygulanacak ayl\u0131k azami akdi faiz oran\u0131, ayl\u0131k referans orana 55 baz puan eklenerek belirlenir&#8221; ifadesindeki &#8220;55 baz puan&#8221;, &#8220;114 baz puan&#8221; olarak de\u011fi\u015ftirildi.<\/p>\n\n\n\n<p>Bu kararla kredi kart\u0131 i\u015flemlerinde uygulanacak azami akdi faiz oran\u0131 y\u00fczde 3,66&#8217;dan y\u00fczde 4,25&#8217;e, azami gecikme faiz oran\u0131 y\u00fczde 3,96&#8217;dan y\u00fczde 4,55&#8217;e y\u00fckseltildi.<\/p>\n\n\n\n<p><strong>KKM&#8217;DE TAR\u0130H UZATILDI<\/strong><\/p>\n\n\n\n<p>MB T\u00fcrk Liras\u0131 Mevduat ve Kat\u0131lma Hesaplar\u0131na D\u00f6n\u00fc\u015f\u00fcm\u00fcn Desteklenmesi Hakk\u0131nda Tebli\u011f ve Alt\u0131n Hesaplar\u0131ndan T\u00fcrk Liras\u0131 Mevduat ve Kat\u0131lma Hesaplar\u0131na D\u00f6n\u00fc\u015f\u00fcm\u00fcn Desteklenmesi Hakk\u0131nda Tebli\u011f&#8217;de yapt\u0131\u011f\u0131 de\u011fi\u015fiklikleri i\u00e7eren tebli\u011fler Resmi Gazete&#8217;de yay\u0131mland\u0131.<\/p>\n\n\n\n<p>Buna g\u00f6re, Kur Korumal\u0131 Mevduat Hesab\u0131 kapsam\u0131nda, yurt i\u00e7i yerle\u015fik ger\u00e7ek ki\u015filer, 31 Mart 2024 itibar\u0131yla bankalarda mevcut olan alt\u0131n, dolar, avro ve \u0130ngiliz sterlini cinsinden d\u00f6viz tevdiat hesab\u0131 ve d\u00f6viz cinsinden kat\u0131l\u0131m fonu hesaplar\u0131n\u0131 TL&#8217;ye \u00e7evirebilecek.<\/p>\n\n\n\n<p>Yurt i\u00e7i yerle\u015fik t\u00fczel ki\u015filerin alt\u0131n, d\u00f6viz tevdiat hesaplar\u0131 ve kat\u0131l\u0131m fonlar\u0131ndan vadeli TL mevduat veya kat\u0131lma hesaplar\u0131na d\u00f6n\u00fc\u015f\u00fcm i\u00e7in esas al\u0131nacak bakiyeler i\u00e7in daha \u00f6nce belirlenen tarihlerde herhangi bir g\u00fcncelleme yap\u0131lmad\u0131.<\/p>\n\n\n\n<p>TL&#8217;ye \u00e7evirme i\u015flemleri, hesap sahiplerinin iste\u011fi \u00fczerine ve d\u00f6n\u00fc\u015f\u00fcm kuru \u00fczerinden ger\u00e7ekle\u015ftirilecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131 Resmi Gazete&#8217;de yay\u0131nlanan tebli\u011f ile kredi kartlar\u0131 i\u00e7in belirlenen tavan oranlarda de\u011fi\u015fikli\u011fe gitti. Karar&#46;&#46;&#46;<\/p>\n","protected":false},"author":2,"featured_media":13624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[82],"tags":[4036,4035,131,107],"manset":[],"class_list":["post-13622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem-haberleri","tag-kredi-karti","tag-merkez-bankasi-kredi-karti-faizlerini-arttirdi","tag-son-dakika","tag-ub"],"_links":{"self":[{"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/posts\/13622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/comments?post=13622"}],"version-history":[{"count":0,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/posts\/13622\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/media\/13624"}],"wp:attachment":[{"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/media?parent=13622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/categories?post=13622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/tags?post=13622"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/www.urfabugun.com\/index.php\/wp-json\/wp\/v2\/manset?post=13622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}